Our Car Insurance Packages

We offer three comprehensive insurance packages designed to meet different needs and budgets across Sweden.

At SwedDrive Insurance, we understand that every driver has unique requirements. Whether you're looking for basic coverage or comprehensive protection, we have the perfect package for you. All our insurance options include 24/7 customer support and are designed specifically for Swedish roads and regulations.

Basic car insurance package illustration

Basic Coverage

From 2,500 SEK/year

Our Basic Coverage provides essential protection that meets Swedish legal requirements while keeping costs affordable. This package is ideal for older vehicles or drivers on a budget who need reliable coverage without extra features.

  • Third-party liability (trafikförsäkring) - covers damage to other people and their property
  • Fire and theft protection
  • Emergency roadside assistance throughout Sweden
  • Legal protection up to 200,000 SEK
  • Medical coverage for immediate treatment after accidents
Get a Quote Compare Packages

Standard Coverage

From 4,200 SEK/year

Our most popular package offers comprehensive protection for your daily drives in Sweden. This balanced coverage includes everything in Basic plus collision coverage and is perfect for most vehicles and drivers.

  • All features of Basic Coverage
  • Collision coverage for damage to your own vehicle
  • Glass protection (windshield and windows)
  • Personal injury protection with higher limits
  • Towing and transportation coverage throughout Scandinavia
  • Temporary replacement vehicle for up to 14 days
  • Winter driving coverage for winter-related incidents
Get a Quote Compare Packages
Standard car insurance package illustration
Premium car insurance package illustration

Premium Coverage

From 6,800 SEK/year

The ultimate protection plan for complete peace of mind. Our Premium package offers the highest level of coverage for valuable vehicles and those seeking maximum protection on Swedish roads.

  • All features of Standard Coverage
  • New car replacement (within 2 years of purchase)
  • Rental car coverage throughout Europe
  • Zero deductible option
  • Extended warranty for newer vehicles
  • Eco-friendly vehicle discounts
  • Premium roadside assistance with priority service
  • Coverage for personal belongings in the vehicle
  • Gap insurance covering the difference between car value and loan
  • Enhanced glass coverage including headlights and mirrors
Get a Quote Compare Packages

Package Comparison

Coverage Features Basic Standard Premium
Third-party liability
Fire and theft protection
Emergency roadside assistance
Legal protection Up to 200,000 SEK Up to 300,000 SEK Up to 500,000 SEK
Collision coverage
Glass protection
Personal injury protection Basic Enhanced Maximum
Replacement vehicle Up to 14 days Up to 30 days
Winter driving coverage
New car replacement
Zero deductible option
Extended warranty
Gap insurance
Personal belongings coverage
Annual cost (starting from) 2,500 SEK 4,200 SEK 6,800 SEK

Frequently Asked Questions

What factors affect the price of my car insurance in Sweden?

Several factors influence your premium, including:

  • Your driving history and experience
  • The make, model, and age of your vehicle
  • Where in Sweden you live (urban areas typically have higher rates)
  • Your annual mileage
  • Your age and how long you've held a driver's license
  • Your deductible amount
  • Any additional drivers on your policy
  • Your claims history

Is car insurance mandatory in Sweden?

Yes, third-party liability insurance (trafikförsäkring) is legally required for all vehicles in Sweden. This covers damage you may cause to other people or their property. Our Basic package includes this mandatory coverage along with additional protections.

Can I customize my insurance package?

Yes, we offer flexibility with our packages. You can start with one of our standard packages (Basic, Standard, or Premium) and then add specific coverages to meet your needs. Contact our customer service team to discuss customization options.

Are there any discounts available?

Yes, we offer several discounts:

  • Safe driver discount for claim-free years
  • Multi-policy discount when you insure multiple vehicles
  • Eco-friendly vehicle discount for electric or hybrid cars
  • Safety feature discount for vehicles with advanced safety systems
  • Low mileage discount for drivers who use their vehicles less frequently
  • Payment discounts for annual payments or automatic withdrawals

How do I file a claim?

Filing a claim with SwedDrive Insurance is easy:

  1. Call our 24/7 claims hotline at +46-70-123-4567
  2. Report the claim through your online account on our website
  3. Use our mobile app to submit details and photos

Our claims specialists will guide you through the process and help you get back on the road as quickly as possible.

Ready to Protect Your Vehicle?

Get a personalized quote tailored to your driving needs in Sweden.

Get a Free Quote