Privacy Policy

Last updated: July 15, 2023

Introduction

SwedDrive Insurance ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website sweddriveinsurance.com (the "Website") or use our services.

We adhere to the Swedish Personal Data Act (Personuppgiftslagen) and the EU General Data Protection Regulation (GDPR). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website or use our services.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Website. You are encouraged to periodically review this Privacy Policy to stay informed of updates.

1. Information We Collect

1.1 Personal Information

We may collect several types of information from and about users of our website, including:

  • Contact information (such as name, email address, mailing address, and phone number)
  • Account information (such as username and password)
  • Transaction information (such as payment details, purchase history, and shipping information)
  • Profile information (such as preferences, product interests, and demographic information)
  • Communications (such as customer service inquiries and survey responses)

1.2 Usage Information

We may automatically collect certain information about your equipment, browsing actions, and patterns when you interact with our website, including:

  • Log information (such as IP address, browser type, operating system, referring pages, and access times)
  • Device information (such as device identifiers, location information, and mobile network information)
  • Usage data (such as traffic data, communication data, and the resources that you access and use on the website)
  • Cookies and similar technologies (as described in our Cookie Policy)

2. How We Collect Information

2.1 Direct Collection

We collect information directly from you when you:

  • Register for an account
  • Place an order
  • Subscribe to a newsletter
  • Fill out a form
  • Participate in a survey or promotion
  • Contact customer service

2.2 Automated Collection

When you visit our website, we may use cookies, web beacons, and other automated technologies to collect information about your browsing behavior. We may also receive information about you from third-party sources, such as public databases, social media platforms, and marketing partners.

3. How We Use Your Information

We may use the information we collect about you for various purposes, including to:

  • Provide, maintain, and improve our services
  • Process and fulfill your requests, transactions, and payments
  • Communicate with you about our products, services, offers, and events
  • Personalize your experience and deliver content and product offerings relevant to your interests
  • Administer promotions, surveys, and other site features
  • Detect, investigate, and prevent fraudulent transactions and other illegal activities
  • Comply with our legal obligations and enforce our terms and conditions
  • Analyze trends and statistics regarding the use of our services

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files that are placed on your device when you visit a website. They allow us to remember your preferences, understand how you use our site, and improve your experience.

4.1 Types of Cookies We Use

  • Essential Cookies: These cookies are necessary for the website to function properly. They enable basic functions such as page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
  • Analytical/Performance Cookies: These cookies allow us to recognize and count the number of visitors and see how visitors move around our website. This helps us improve the way our website works, for example, by ensuring that users can easily find what they are looking for.
  • Functionality Cookies: These cookies enable us to personalize content and remember your preferences (for example, your choice of language or region). They may be set by us or by third-party providers whose services we have added to our pages.
  • Targeting/Advertising Cookies: These cookies record your visit to our website, the pages you have visited, and the links you have followed. We use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

4.2 Managing Cookies

Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience and/or lose the ability to access certain features of our website.

4.3 Do Not Track Signals

Some browsers incorporate a Do Not Track feature that signals to websites you visit that you do not want to have your online activity tracked. We currently do not respond to Do Not Track signals. However, you can usually choose to disable cookies or adjust your tracking preferences through your browser settings.

5. How We Share Your Information

We may share your information with third parties in the following situations:

5.1 Service Providers

We may share your information with service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

5.2 Business Partners

We may share your information with our business partners to offer you certain products, services, or promotions.

5.3 Legal Requirements

We may disclose your information where we believe it is necessary to comply with a legal obligation, to protect our rights and property, to protect the safety of our users or others, and to investigate or remedy potential violations of our policies.

5.4 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your information.

5.5 With Your Consent

We may share your information with your consent or at your direction.

6. Data Security

We have implemented appropriate technical and organizational measures to protect the security of your personal information, including encryption, firewalls, and secure server facilities. While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.

We limit access to your information to employees, agents, contractors, and other third parties who have a business need to know. They will only process your information on our instructions, and they are subject to a duty of confidentiality.

7. Data Retention

We will retain your information for as long as your account is active or as needed to provide you with our services. We will also retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

When we no longer need to use your information, we will take steps to remove it from our systems. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our terms of use, and/or comply with legal requirements.

8. Your Rights

Under the GDPR and Swedish data protection laws, you have certain rights regarding your personal information:

8.1 Right to Access

You have the right to request a copy of the personal information we hold about you.

8.2 Right to Rectification

You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.

8.3 Right to Erasure

You have the right to request that we delete your personal information in certain circumstances.

8.4 Right to Restrict Processing

You have the right to request that we restrict the processing of your personal information in certain circumstances.

8.5 Right to Data Portability

You have the right to request that we transfer the personal information you have provided to us to another organization, or directly to you, in certain circumstances.

8.6 Right to Object

You have the right to object to the processing of your personal information in certain circumstances.

8.7 Right to Withdraw Consent

Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact information provided below. We may ask you to verify your identity before responding to such requests.

9. International Data Transfers

We are based in Sweden, and your information may be processed in Sweden and other countries where we operate or have service providers. By using our services or providing us with your information, you consent to the transfer of information to countries outside of your country of residence, including countries that may have different data protection rules than those of your country.

We ensure that any international transfers of personal data are subject to appropriate safeguards, including standard contractual clauses approved by the European Commission.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

SwedDrive Insurance
123 Insurance Street
Stockholm, 11152
Sweden

Email: [email protected]
Phone: +46-70-123-4567

You also have the right to make a complaint to the Swedish Authority for Privacy Protection (Integritetsskyddsmyndigheten), the Swedish supervisory authority for data protection issues, if you believe that we have not complied with data protection laws.

This Privacy Policy was last updated on July 15, 2023.