Last updated: July 15, 2023
Welcome to SwedDrive Insurance. These Terms of Service ("Terms") govern your access to and use of the SwedDrive Insurance website, services, and applications (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.
These Terms constitute a legally binding agreement between you and SwedDrive Insurance ("we," "us," or "our"), a company registered in Sweden with registration number 29251260.
Please read these Terms carefully before using our Services. Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Services.
In these Terms, the following definitions apply:
To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.
You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.
You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.
We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal, non-commercial use. This license does not include the right to:
All Content on the Services, except for User Content, is the property of SwedDrive Insurance or its licensors and is protected by intellectual property laws. You may not use, reproduce, distribute, modify, or create derivative works of our Content without our express written permission.
By submitting User Content to our Services, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Services and our business, including for promoting and redistributing part or all of the Services.
You represent and warrant that you own or have the necessary rights to submit User Content and that the User Content does not violate the rights of any third party or any applicable law.
You agree not to submit or transmit any User Content that:
We reserve the right, but not the obligation, to monitor, review, and remove any User Content, at our sole discretion and without notice, for any reason, including violation of these Terms.
The insurance information provided on our website is for general informational purposes only and is not a substitute for professional advice. Insurance products and services are subject to terms, conditions, and exclusions not described on our website. Please refer to the specific policy documentation for complete information.
When you submit an application for insurance through our Services, you represent and warrant that all information provided is accurate, complete, and up-to-date. You understand that providing false or incomplete information may result in denial of your application, cancellation of your policy, or denial of claims.
The submission of an insurance application does not guarantee the issuance of a policy. All applications are subject to underwriting review and approval. We reserve the right to decline any application at our sole discretion.
If you purchase an insurance policy, you agree to pay all premiums when due. Failure to pay premiums may result in cancellation of your policy according to its terms and applicable law.
If you purchase an insurance policy, you will receive policy documents that define the specific terms, conditions, limitations, and exclusions of your coverage. The policy documents, not the descriptions on our website, constitute the legal agreement between you and the insurance company.
We accept various payment methods as indicated on our website. You represent and warrant that you have the legal right to use any payment method you provide in connection with our Services.
We reserve the right to adjust pricing for our products or services at any time. For insurance products, premium changes will be made in accordance with the terms of your policy and applicable law.
If you believe you have been billed incorrectly, you must notify us within 90 days of the billing date. After 90 days, you waive the right to dispute such charges.
For subscription services or insurance policies with recurring payments, you agree that we may automatically bill your payment method at the beginning of each billing period. You authorize us to store your payment information for this purpose.
Refund policies vary depending on the product or service. For insurance products, refunds will be handled in accordance with the terms of your policy and applicable law.
The SwedDrive Insurance name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of SwedDrive Insurance or its affiliates or licensors. You may not use these marks without our prior written permission.
All content on the Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of SwedDrive Insurance or its content suppliers and is protected by Swedish and international copyright laws.
If you believe that content on our Services infringes your copyright, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our copyright agent with the following information in writing:
Our copyright agent can be reached at: [email protected]
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. SWEDDRIVE INSURANCE AND ITS SUPPLIERS AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. NEITHER SWEDDRIVE INSURANCE NOR ITS SUPPLIERS AND LICENSORS MAKES ANY WARRANTY THAT THE SERVICES WILL BE ERROR FREE OR THAT ACCESS THERETO WILL BE CONTINUOUS OR UNINTERRUPTED.
WHILE WE STRIVE TO PROVIDE ACCURATE INFORMATION ABOUT INSURANCE PRODUCTS AND SERVICES, WE DO NOT WARRANT THAT THE DESCRIPTIONS OR OTHER CONTENT ON THE SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.
IN NO EVENT WILL SWEDDRIVE INSURANCE, OR ITS SUPPLIERS OR LICENSORS, BE LIABLE WITH RESPECT TO ANY SUBJECT MATTER OF THESE TERMS UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR: (I) ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES; (II) THE COST OF PROCUREMENT FOR SUBSTITUTE PRODUCTS OR SERVICES; (III) FOR INTERRUPTION OF USE OR LOSS OR CORRUPTION OF DATA; OR (IV) FOR ANY AMOUNTS THAT EXCEED THE FEES PAID BY YOU TO SWEDDRIVE INSURANCE UNDER THESE TERMS DURING THE TWELVE (12) MONTH PERIOD PRIOR TO THE CAUSE OF ACTION. SWEDDRIVE INSURANCE SHALL HAVE NO LIABILITY FOR ANY FAILURE OR DELAY DUE TO MATTERS BEYOND THEIR REASONABLE CONTROL.
THE FOREGOING SHALL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.
You agree to indemnify and hold harmless SwedDrive Insurance, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the Services, including but not limited to your violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of Sweden, without giving effect to any principles of conflicts of law.
Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration in Stockholm, Sweden in accordance with the Arbitration Rules of the Arbitration Institute of the Stockholm Chamber of Commerce. The language of the arbitration shall be English.
Notwithstanding the foregoing, either party may bring an individual action in small claims court.
Notwithstanding the foregoing, SwedDrive Insurance may seek injunctive or other equitable relief to protect its intellectual property rights in any court of competent jurisdiction.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on our website and updating the "Last updated" date. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised Terms.
These Terms constitute the entire agreement between you and SwedDrive Insurance regarding your use of the Services and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning their subject matter.
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is held to be invalid or unenforceable by a court or other tribunal of competent jurisdiction, such provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions of these Terms shall not be affected.
You may not assign these Terms or any rights or obligations hereunder without our prior written consent, and any attempt to do so without such consent shall be void. We may assign these Terms or any rights or obligations hereunder without your consent.
If you have any questions about these Terms, please contact us at:
SwedDrive Insurance
123 Insurance Street
Stockholm, 11152
Sweden
Email: [email protected]
Phone: +46-70-123-4567
These Terms of Service were last updated on July 15, 2023.
